Momentum Mentorship

If your business is growing and you don't want to carry the financial side alone anymore, Momentum gives you calm structure, steady support, and a financial partner who gets you.

You're good at what you do. Your business is growing. But your financial systems? They're barely keeping up.

Maybe your bookkeeping is three months behind — or six.

Maybe you're making pricing decisions based on your checking balance instead of real profit data.

Maybe you avoid looking at your financial reports because you're not entirely sure they're accurate.

Maybe you've thought about hiring a bookkeeper, but you don't just need someone to categorize transactions. You need someone who helps you actually understand what your numbers mean.

You're capable. Your work is valuable. But the financial side feels like it's constantly slipping.

And the longer you manage it alone, the heavier it gets.

Another month passes without clear books. Another decision made without reliable data. Another quarter where you're not sure if you're actually profitable or just busy.

You didn't build a business to feel uncertain about whether it's truly working.

You're at a decision point.

You can keep trying to handle the financial side yourself — hoping you'll eventually catch up, hoping it will somehow get easier.

Or you can bring in support that doesn't just manage your books, but helps you lead with financial clarity.

Neither choice is wrong. But one keeps you stuck. The other creates momentum.

If you're ready to stop carrying your finances alone, Momentum is here.

What Momentum Is

Momentum Mentorship is financial partnership for service-based solopreneurs and small-team business owners who want accurate books, clear insights, and a trusted thought partner for financial decisions.

This isn't traditional bookkeeping where someone categorizes your transactions and sends you reports you don't understand.

And it's not CFO services that cost $3,000+ per month and feel too corporate for your business.

Momentum is the space in between — where your books stay accurate and current through Kick.co automation, and where you get personalized mentorship to understand your numbers and make confident decisions that support your business and your wellbeing.

You don't need to be "ready." You just need to not want to carry this alone anymore. Momentum meets you exactly where you are — messy books, avoided receipts, inconsistent systems, all of it — and helps you build clarity at a pace that feels calm and doable.

What Changes When You Have Financial Partnership

Before Momentum:

• Your bookkeeping is always playing catch-up, never quite current
• You make financial decisions based on guesswork or gut feeling
• Reports sit in your inbox unopened because they're confusing or intimidating
• You dread tax time because you're never sure everything is organized
• You wonder if you're actually profitable or just generating revenue
• The financial side of your business feels like it's running you

With Momentum:

• Your books stay accurate and current without you managing every detail
• You understand your numbers in plain, human language
• You make decisions from real data instead of anxiety
• You have a trusted partner who helps you see patterns and possibilities
• Your systems support your growth instead of limiting it
• You finally feel like the calm, empowered owner of your business

After 6-12 Months:

• Financial clarity is your foundation, not your wish
• You lead confidently because you know where you stand
• Your bookkeeping runs quietly in the background, always handled
• You've built sustainable systems that grow with you
• You trust your numbers — and yourself

This isn't about becoming a finance expert. It's about having support that helps you lead your business with clarity and confidence instead of confusion and stress.

The Cost of Inaccurate Books Goes Beyond Cleanup

When your bookkeeping isn't reliable, you can't make confident business decisions — and you might not even know how unreliable it is.

Recent examples from my practice:

Case 1: "The reconciliations are done" (that never were)

A business owner waited months for their bookkeeper to "finish" reconciliations so they could make important financial decisions. Their bookkeeper kept assuring them the work was complete.

When I reviewed the books: 18 balance sheet accounts hadn't been reconciled in 16 months.

What their bookkeeper was actually doing: clearing bank feeds and calling it "reconciliation." The client had no way to verify the difference.

The impact:

• Made business decisions based on unreliable data for over a year
• Had no accurate picture of their financial position
• Couldn't trust any reports or projections
• Cost to fix: $4,500 just to catch up reconciliations

Case 2: "Reports are always late, but I figured that's how it is"

A law firm owner knew their office manager/bookkeeper was struggling — reports were consistently late, cash flow information was unreliable. But they kept hoping it would improve.

They decided to get a professional assessment before committing to any cleanup work.

When I reviewed the books, I discovered:

• Transactions were being deleted to "fix" errors
• Software integrations were repeatedly broken by improper transaction handling — the bookkeeper deleted records in QuickBooks that should have been corrected, severing the sync with billing software. Despite being trained on the correct process, they refused to change their workflow. This created duplicate work, data inconsistencies, and hours of manual reconciliation
• Sales transactions were duplicated, inflating revenue artificially
• The books were so inaccurate the owner may have overpaid taxes

Because they invested in the assessment first, they understood the full scope before committing. They made an informed decision to proceed with the $8,800 cleanup, knowing exactly what they were getting and why it was necessary.

Without the assessment, they might have expected $2,000-3,000 for "simple catch-up" and faced a very unpleasant mid-project surprise.

The Pattern: You Know Something's Off, But Not How Bad

In both cases, the business owners suspected problems but didn't have the expertise to verify their concerns. By the time they discovered the truth, months of damage had been done.

This is why Momentum provides both accurate bookkeeping AND strategic partnership.

You need books you can trust AND someone who helps you understand what those numbers mean for your business decisions.

Your business is real. Your finances matter. You deserve someone who treats them that way.

Who Momentum Is For

Momentum is for service-based solopreneurs and small-team business owners who are ready to stop managing their finances alone.

You might be a coach, consultant, therapist, attorney, creative professional, or wellness practitioner who's reached the point where DIY financial management is no longer sustainable.

You're ready for Momentum when:

• Your business has outgrown DIY bookkeeping and spreadsheets
• You need accurate numbers to make important decisions with confidence
• You're tired of financial tasks always being on your "someday" list
• You want a thought partner for financial decisions, not just someone to categorize transactions
• You're willing to invest in support that helps you lead with clarity instead of constantly catching up
• You're done hoping this will somehow get easier on its own

Momentum is NOT the right fit if:

• You're still in the very early stages of building consistent revenue
• You prefer to manage all financial tasks yourself without external support
• You're looking for the absolute cheapest bookkeeping option
• You're not ready to engage actively in financial reflection and decision-making
• You need full CFO-level services with complex financial modeling

If you're somewhere in the middle — your business is real and growing, but the financial side feels overwhelming — Momentum is designed for you.

Why Momentum Instead of a Traditional Bookkeeper?

A bookkeeper categorizes transactions.
Momentum helps you understand them.

A bookkeeper sends you reports.
Momentum helps you use them to make better decisions.

A bookkeeper costs less upfront.
Momentum saves you the cost of confusion, missed opportunities, reactive decisions, and the mental load of financial uncertainty.

A bookkeeper works in your business.
Momentum helps you lead your business with calm confidence.

You need more than accurate books. You need someone who helps you see what your numbers are telling you — and supports you in making aligned decisions that move your business forward.

That's what Momentum provides.

How Momentum Works

Momentum offers two levels of support, depending on where you are and what you need right now.

🌿 Momentum Core — $700/month

Financial Grounding & Calm Consistency

Momentum Core is for solopreneurs who want their books handled accurately and consistently, with regular mentorship to help you understand your numbers and make grounded financial decisions.

You'll Get:

• Kick.co setup and ongoing oversight — Your bookkeeping stays current through automation, with regular review to ensure accuracy
• Monthly 45-minute mentorship call — Reflect on your numbers, ask questions, and get clarity on what matters next
• Personalized meeting summary and action notes — Clear takeaways after every call so you know your next steps
• Private Clarity Thread inside the Journey Portal — Ask questions and get light guidance between calls
• Quarterly planning templates — Connect your numbers with your goals through gentle, guided reflection
• Full Journey Circle access — Stay grounded in community and ongoing learning

The Rhythm:

• One mentorship call per month for reflection and clarity
• Ongoing access to ask questions in your private thread
• Quarterly self-guided reviews to assess progress and plan ahead

The Experience:

You'll finally feel caught up. Your books will stay current without you managing every transaction. You'll understand what your numbers mean in language that makes sense. And you'll have a trusted partner to help you make financial decisions that feel aligned and sustainable.

Momentum Core is perfect if: You need accurate bookkeeping and regular financial guidance, but you're comfortable with monthly check-ins and self-directed action between sessions.

🌸 Momentum Align — $1100/month

Financial Clarity & Strategic Rhythm

Momentum Align is for solopreneurs ready to deepen their financial leadership with more frequent support, custom strategy, and proactive planning for sustainable growth.

You'll Get:

• Kick.co oversight plus Monthly Financial Review Summary — Your bookkeeping stays accurate, and you receive a plain-language summary of what your numbers mean
• Two 45-minute mentorship calls per month — More frequent reflection and strategic guidance to keep you moving forward with confidence
• Personalized meeting summaries and clear action steps — Know exactly what to do next after every call
• Private Clarity Thread inside the Journey Portal — Ongoing communication and support between calls
• Customized money management structure — Build sustainable systems for savings, tax planning, and profit allocation
• Quarterly planning and reflection templates — Stay aligned with your vision and values through every season
• Full Journey Circle access — Community grounding and accountability as you grow

The Rhythm:

• Two mentorship calls per month for consistency and momentum
• Ongoing reflection and guidance in your private thread
• Quarterly planning sessions to realign and plan your next moves

The Experience:

You'll move from reactive to reflective. Your financial decisions will feel strategic instead of stressful. You'll have a clear structure for managing money that honors both your goals and your wellbeing. And you'll have the consistent support to build lasting confidence as a financial leader in your business.

Momentum Align is perfect if: You want more frequent support, proactive strategy, and a deeper partnership to help you grow sustainably and lead with clarity.

The Calm CEO Way

In my world, being a CEO means being a Calm, Empowered Owner — of your business, your numbers, and your decisions.

Momentum Mentorship is how we make that real.

Step by step, with systems that sustain you and strategy that supports you, you'll move:

• From scattered to steady
• From uncertain to confident
• From reactive to reflective

Your numbers will finally feel like an ally instead of an adversary.

When It's Time to Move From Journey to Momentum

If you've been part of Journey and you're wondering whether it's time for deeper support, here are the signs:

You're ready to graduate to Momentum when:

• You've built foundational awareness, but you need actual implementation support
• Your bookkeeping is still inconsistent despite your best intentions
• You're making financial decisions but wish you had a thought partner to validate them
• You want your books handled accurately without doing it yourself
• You're ready to invest in partnership that helps you lead instead of just learn

Journey gives you education and community. Momentum gives you partnership and execution.

Both are valuable. The question is: which does your business need right now?

A Note from Stacy

Hi, I'm Stacy Luft, Founder of CEO Business Balance.

After more than 30 years in finance and small-business strategy, I know this truth: You can't lead confidently when your financial foundation is uncertain.

I've seen brilliant, capable entrepreneurs struggle — not because they weren't smart enough, but because they were trying to do everything alone. Managing clients, delivering services, handling operations... and also being their own bookkeeper, financial analyst, and strategic planner.

It doesn't work. Not sustainably.

Momentum exists because you shouldn't have to choose between growing your business and understanding your finances. You can have both — with the right support.

This isn't about rescuing you. It's about partnering with you to build financial clarity and confidence that lasts. It's about taking the financial burden off your plate so you can focus on what you do best, knowing your numbers are handled and you have someone who helps you make sense of them.

"In my world, being a CEO means being a Calm, Empowered Owner... of your business, your numbers, and your decisions."

Let's build that together.

Stop Carrying Your Finances Alone. Start Leading With Clarity.

You've been managing your business finances by yourself. Maybe for months. Maybe years.

Here's what I want you to know: Doing it alone doesn't make you stronger. It just makes you more tired.

The clarity you're looking for isn't something you find by trying harder. It's something you build with the right support.

Momentum gives you that support — accurate books, strategic guidance, and a trusted partner who helps you lead your business with calm confidence instead of constant stress.

This is your invitation to stop managing everything yourself and start building sustainable momentum.

Let's explore your goals, your current season, and whether Momentum is the right fit for you.

Ready to Begin?

Choose your level of support:

Momentum Core — $700/month

Consistent bookkeeping, monthly mentorship, and calm financial clarity.

Momentum Align — $1100/month

Strategic partnership, proactive guidance, and deeper support for sustainable growth.

Your numbers are not something to carry alone.
They're something to understand, trust, and lead from.

Begin here.