Momentum Maintain

Calm, consistent bookkeeping support in Kick.co. So your system stays steady without you carrying it alone.

You know you should be doing your bookkeeping regularly.

You even have good intentions. You block time on Sundays. You tell yourself "this weekend for sure."

But then life happens. Client work takes priority. That deadline moves up. You're exhausted from a full week.

And before you know it, you're three months behind — again.

The guilt builds. The mental load grows. You avoid opening your accounting software because you don't even know where to start catching up.

You wonder if you'll ever actually stay current.

Meanwhile, tax season is approaching. Or you need a financial report for a loan application. Or you just want to know if you're actually profitable this year.

But you can't answer those questions with confidence because your books aren't accurate.

You don't need to learn how to do bookkeeping better. You don't need another workshop or template.

You just need someone to handle it for you.

(Or maybe you want to learn to do it yourself with support — Journey Circle is designed for that. But if you're reading this page, you're probably past that point.)

You're at a decision point.

You can keep trying to manage your bookkeeping yourself — hoping you'll finally stay caught up, hoping it will somehow become easier.

Or you can hand it to someone who will keep it current, accurate, and reliable, so you can focus on your actual work.

Neither choice is wrong. But one keeps you stuck in the same cycle. The other gives you consistent support.

If you're ready to stop carrying your bookkeeping alone, Momentum Maintain is here.

What Momentum Maintain Is

Momentum Maintain is hands-on bookkeeping support for solopreneurs who want their books handled with care and consistency — no mentorship calls required, just reliable execution.

This isn't DIY software with tutorials you'll never watch.

And it isn't traditional bookkeeping services where you're just one of 50 clients getting automated reports with no human oversight.

Momentum Maintain is the space in between — where your bookkeeping stays current through Kick.co automation and human care, where you get simple monthly confirmations in plain language, and where you have access to support when you need it.

You don't manage it. You don't stress about it. It just gets done.

You are allowed to want support without pressure. Momentum Maintain exists for the season where consistency matters more than insight, and relief matters more than strategy.

What Changes When Your Bookkeeping is Handled

Before Momentum Maintain:

• Bookkeeping is always on your to-do list, rarely completed
• You avoid looking at your financial reports because you're not sure they're accurate
• You make decisions based on your checking balance instead of real data
• Tax time brings panic because nothing's properly organized
• The mental load of "I should be doing this" follows you everywhere
• You feel guilty, behind, and overwhelmed by something that should be simple

With Momentum Maintain:

• Your books stay current every month without you managing it
• You can trust what you see when you check your numbers
• Your financial foundation is solid enough to support real decisions
• Tax season is calmer because everything's already categorized and reconciled
• The mental load lifts — this is handled
• You focus on your actual work instead of bookkeeping guilt

After 6-12 Months:

• Staying current feels normal instead of impossible
• You have a reliable financial foundation you can build on
• You trust your bookkeeping system completely
• You're free to grow into deeper financial work when you're ready — or stay exactly here if this is all you need

This isn't about becoming a bookkeeping expert. It's about having someone handle this part of your business so you don't have to.

When "Done" Doesn't Mean Done

Many business owners hire bookkeepers who tell them the work is complete — when it fundamentally isn't.

A recent example:

A business owner came to me after their bookkeeper repeatedly assured them reconciliations were "done." When I reviewed the books, I discovered 18 balance sheet accounts hadn't been reconciled in 16 months.

What their bookkeeper had actually been doing: categorizing transactions from the automatic bank feed in QuickBooks — then telling the client the reconciliations were "done."

The problem: Clearing bank feeds isn't the same as reconciling accounts.

• Clearing feeds takes 30 minutes and requires no accounting knowledge
• Actually reconciling takes 2-4 hours per account and requires expertise to match statements, identify discrepancies, and verify accuracy

The business owner had been paying for professional bookkeeping but receiving incomplete work — and had no way to know the difference.

Cost to fix 16 months of missed reconciliations: $4,500.

This Is Why Experience Matters

With Momentum Maintain, you don't just get someone who can categorize transactions. You get someone who:

• Actually reconciles your accounts every month (not just clears bank feeds)
• Understands the difference between "looks done" and "is done"
• Catches errors and discrepancies before they compound
• Keeps your books accurate, compliant, and audit-ready

You deserve more than someone treating bookkeeping as a side hustle between other ventures. You deserve a professional who takes your financial foundation seriously.

You shouldn't have to verify that your bookkeeper is doing the work they say they're doing. You should be able to trust it's handled correctly.

Who Momentum Maintain Is For

Momentum Maintain is for solopreneurs who are done trying to manage their own bookkeeping and ready to hand it to someone who will keep it current and accurate.

You're ready for Momentum Maintain when:

• Your bookkeeping is consistently behind, no matter how much you intend to catch up
• You're tired of bookkeeping being on your to-do list every week
• You want your books accurate and reliable without learning to do it yourself
• You need solid financial records but you're not ready for monthly strategy calls
• You want human support and oversight, not just software automation
• You're willing to invest in relief and consistency

Momentum Maintain is NOT the right fit if:

• You prefer to manage your own bookkeeping and just need occasional guidance — Journey Circle provides workshops, community support, and education to help you build your own systems
• You're looking for monthly financial mentorship or strategic partnership (that's Momentum Core)
• You want the absolute cheapest bookkeeping option without human oversight
• You need complex financial modeling or CFO-level services

If you just want your bookkeeping handled reliably so you can focus on your work, Momentum Maintain is designed for you.

What I Maintain for You

🌿 Kick.co Bookkeeping Support

Your bookkeeping happens consistently, every month, through Kick.co automation with human oversight.

What's included:

• Transaction coding and categorization in Kick.co
• Monthly reconciliation review to ensure accuracy
• Ongoing maintenance so your books stay current and usable
• Kick.co Plus access included — I use the Plus tier because it includes balance sheet reporting, which every business needs for complete financial records

Your books stay accurate and current without you managing the details.

🌿 Monthly Bookkeeping Confirmation

At the end of each month, you'll receive a simple confirmation that your books are up to date.

What you'll get:

• Clear confirmation your bookkeeping is current
• Notes on anything that needs your attention, written in plain language
• Reassurance that your financial foundation is steady and supported

No complicated reports you won't understand. Just clear communication about where things stand.

🌿 Light Support Between Check-Ins

You'll have access to a private Momentum Maintain thread inside the Journey Portal where you can ask brief questions related to your bookkeeping.

What this looks like:

• Quick clarification questions about transactions or categories
• Practical guidance focused on completion and accuracy
• Calm, helpful responses without pressure or judgment

This isn't coaching or mentorship — it's practical support to keep your bookkeeping moving forward smoothly.

🌿 Full Journey Circle Access

Every Momentum tier includes Journey Circle membership.

What you'll have:

• Monthly workshops with gentle, practical financial teaching
• Integration Circle calls for reflection and habit-building
• Community discussion space with supportive members
• Complete course library, templates, and resources
• A space that honors your pace and celebrates your progress

Journey Circle supports your broader financial learning and growth while Maintain handles the execution.

What Momentum Maintain Does Not Include

To keep this tier supportive and sustainable, Maintain focuses specifically on bookkeeping execution:

Maintain does NOT include:

• Monthly 1:1 mentorship or strategy calls
• Financial interpretation or decision-making guidance
• Planning, forecasting, or money management design
• Strategic partnership or leadership support

When you're ready for those things, Momentum Core is the natural next step. Core adds monthly mentorship calls and financial reflection while keeping all the bookkeeping support from Maintain.

Investment & What's Included

Momentum Maintain — $450/month

Your investment includes:

• Complete hands-on bookkeeping in Kick.co
• Kick.co Plus access included (no separate subscription to manage)
• Monthly reconciliation and accuracy review
• Simple monthly confirmation and notes
• Private support thread for bookkeeping questions
• Full Journey Circle membership

Why Maintain instead of a basic bookkeeper?

A basic bookkeeper categorizes transactions and sends you reports you might not understand. Momentum Maintain gives you:

• Human oversight and care, not just automation
• Kick.co Plus platform included — no separate subscriptions to purchase or manage
• Journey Circle for ongoing financial learning
• Access to support when you have questions
• Plain-language communication instead of accounting jargon

You're not just paying for categorized transactions. You're investing in reliable, supportive bookkeeping that actually stays current.

When It's Time to Move from Journey to Maintain

If you've been part of Journey and you're wondering whether Maintain is your next step, here are the signs:

You're ready to graduate to Maintain when:

• You've learned what you need to know, but you're not consistently doing your bookkeeping
• You understand the concepts but struggle with execution
• You'd rather focus on serving clients than categorizing transactions
• You want your books handled reliably without monthly strategy calls
• You're willing to invest in done-for-you support at the execution level

You might want to stay in Journey Circle if:

• You're still building foundational understanding and systems
• You have the time and capacity to manage your own bookkeeping
• You want to learn by doing, with community support
• You're not ready for the financial investment of done-for-you services yet

Journey teaches you. Maintain does it for you. Both are valuable — the question is what your business needs right now.

If you want both — bookkeeping handled PLUS monthly mentorship and strategy — Momentum Core is the right fit.

The Calm CEO Way

In my world, being a CEO means being a Calm, Empowered Owner — of your business, your numbers, and your decisions.

Sometimes that means learning to do things yourself. Sometimes it means delegating what drains you so you can focus on what matters.

Momentum Maintain honors the season where you need consistent execution more than strategic reflection. You don't need to apologize for that. You don't need to want "more" to deserve support.

Your bookkeeping can be steady and reliable without requiring hours of your time or mental energy every month.

That's what Maintain provides.

What You'll Leave With

After your first few months with Momentum Maintain, you'll have:

A reliable financial foundation:

• Current, accurate books in Kick.co that you can trust
• Monthly confirmations that everything's handled
• A system that stays steady without constant attention

Mental and emotional relief:

• No more guilt about being behind
• No more Sunday mornings spent catching up
• No more anxiety about tax time or financial questions

Freedom to focus on your work:

• Your energy goes to serving clients, not categorizing transactions
• You make decisions based on accurate data whenever you need it
• You have the option to grow into deeper financial work when you're ready

You'll know your bookkeeping is being handled — whether or not you're ready to engage with it deeply yet.

A Note from Stacy

Hi, I'm Stacy Luft, Founder of CEO Business Balance.

I created Momentum Maintain because I kept meeting solopreneurs who needed something specific: reliable bookkeeping without the pressure of monthly mentorship calls.

Some entrepreneurs want strategic partnership and reflection. Others just want their books done so they can focus on their actual work.

Both are completely valid.

Maintain exists for the second group — for the season when you need consistent execution more than strategic guidance, when relief matters more than growth, when "handled" is enough.

You don't need to want more. You don't need to be working toward Core or Align. You can stay here as long as this serves you.

"In my world, being a CEO means being a Calm, Empowered Owner of your business, your numbers, and your decisions. Momentum Maintain helps you hold that role with steadiness, without asking more of you than you're ready to give."

Let's take this off your plate.

Stop Carrying Your Bookkeeping Alone. Let It Be Handled.

You've been managing your bookkeeping by yourself — or more accurately, you've been trying to manage it and falling behind.

Here's what I want you to know: This isn't a character flaw. You're not failing. You're just doing work that someone else can do for you.

Your energy is better spent serving your clients, growing your business, and doing the work only you can do.

Let me handle your bookkeeping so you can focus on what actually matters.

Apply for Momentum Maintain →

Ready to Begin?

If you're ready for your bookkeeping to stay current without you managing it, I invite you to apply for Momentum Maintain.

We'll schedule a brief connection call to confirm this is the right fit for your season and ensure I have capacity to support you well.

Momentum Maintain — $450/month

Consistent bookkeeping in Kick.co, monthly confirmations, light support, and Journey Circle access.

Apply for Momentum Maintain →

You don't need to want "more" to deserve support.
You're allowed to need exactly this — and nothing more.

And if you're not quite ready for done-for-you services? That's okay too. Journey Circle offers the learning, community, and guidance to help you manage your own bookkeeping with confidence. There's no pressure to move faster than feels right for your season.

Begin here.